Your Accounting Department for Cleanup, Tax Review & Ongoing Support

Return & Supporting Schedules

• The agreed federal and state return
• Income, deductions, depreciation, credits, and carryforwards
• Entity activity and owner information where applicable
• Internal consistency between forms and schedules

Books-to-Return Comparison

• Comparison to the books and documents provided
• Income and major expense category tie-outs
• Balance-sheet and depreciation reasonableness checks
• Questions or gaps that need clarification

Written Findings & Review Call

• Plain-English written findings summary
• Items reviewed and records relied upon
• Material concerns, open questions, and next steps
• A call to walk through the results

What If Nothing Is Wrong?

That is still a successful completed review. You receive a written summary documenting what was examined and confirming that no material discrepancies were identified within the agreed scope.

The fee pays for the professional review, comparison, documentation, and explanation—not for the discovery of a mistake or a promise of tax savings.

If the Review Finds a Problem

The findings explain what appears incorrect or unsupported and what should happen next. You decide whether you want Bloss Financial Services to quote the correction work.

Amended-return preparation, bookkeeping reconstruction, tax-software data entry, filing corrections, and IRS or state representation are separate services and are not included in the review fee.

Individual Return Reviews

Focused review — starting at $150

For relatively straightforward Form 1040 returns with W-2s, common 1099s, standard deductions or credits, and limited additional schedules.

• Return and document consistency
• Filing status, dependents, income, and withholding
• Common credits, deductions, and missing-form checks
• Brief written result, including confirmation when no material concerns are found

Comprehensive review — starting at $350

For Schedule C or E activity, K-1s, investments, depreciation, multiple states, carryforwards, or other added complexity. Includes a deeper records comparison, detailed written findings, and a results call.

Business Return Reviews

Focused review — starting at $450

For a single entity with reasonably organized books and limited complexity.

• Federal and applicable state return
• Revenue and major expenses compared with financial statements
• General balance-sheet and depreciation reasonableness
• Ownership, K-1, compensation, and distribution consistency

Comprehensive review — starting at $750

For books-to-return differences, multiple states or entities, basis or equity questions, payroll, depreciation, carryforwards, or other complex activity. Includes a detailed comparison, written findings, and a results call.

Client Referral Credit

Refer someone who becomes a Bloss Financial Services client, and you will both receive a credit toward a future eligible service.

• Individual tax referral: a $25 credit for the new client and a $25 credit for you.
• Business referral: a $50 credit for the new client and a $50 credit for you.

Credits are issued after the referred client’s first engagement is completed and paid in full. Credits are not transferable or redeemable for cash.

Nonprofit Pricing

Eligible nonprofit organizations may receive discounted pricing on selected accounting, cleanup, tax, training, and advisory services.

Because every organization’s records and responsibilities are different, the available discount is based on the service, scope, complexity, and documentation provided.

Eligibility, scope, and final pricing are confirmed in writing before work begins.

Financial technology & card programs · Long-term

From Hand-Built Financials to an Integrated Accounting and Forecasting System

The original project began when reliable financial statements had to be created by hand from raw source data. I built the statements, then developed an Excel financial workbook that generated consistent reporting. That investor-ready financial information supported the company as it brought in two new investors.

• Built out Sage 50 Cloud and converted bank, credit-card, payroll, loan, and operating data into usable accounting records
• Completed and verified historical financials, then imported and combined the former 2024–2025 company with the new 2026 company while preventing duplicate activity
• Reconciled cash, credit cards, payroll, year-end cutoff items, owner activity, paid conversion invoices, and unresolved transactions
• Created loan, funding, equity, accrued-interest, and owner-draw rollforwards with source support
• Built deferred-revenue schedules and accounting controls for card-program activity maintained in an outside processing system
• Actualized and updated the CFO forecast with cash, runway, burn, variance, and operating assumptions; Power BI reporting is being developed as the next layer
• Prepared balance sheets, income statements, cash-flow reporting, custom report formats, and tax-accountant support

Interior design, architecture & construction · Long-term

Embedded Accounting and Comptroller Support

Ongoing remote support functions as an extension of the company’s accounting department across QuickBooks Desktop Enterprise, DesignSmart, payroll, tax, and monthly financial operations.

• Monthly reconciliations, close support, financial reporting, payroll adjustments, and tax-compliance tracking
• Investigation of register differences, historical adjustments, and accounts that did not tie
• Root-cause review of a DesignSmart-to-QuickBooks deposit workflow that caused customer deposits to appear as non-taxable sales
• Sales-tax enrollment, PrompTax payment support, filing controls, and review of New York tax requirements including PTET and commercial-rent-tax considerations
• Secure Splashtop access to locally installed software during agreed working windows
• Defined monthly responsibilities with separately approved process-improvement, cleanup, and special-project work

Construction & excavation · Long-term

Job Costing, Equity, Debt and Ongoing Accounting

Ongoing Sage 50 support for excavation, construction, and field-service businesses includes maintaining daily accounting while untangling the ownership and financing activity behind the balance sheet.

• Implemented job-costing structures and processes for active construction businesses
• Set up accounting software, chart of accounts, and job tracking for a new contractor
• Monthly bookkeeping, reconciliations, AP, AR, payroll, fixed assets, depreciation, equipment-loan accounting, and project-cost review
• Reviewed equity for a newer 50/50 business whose accounts mixed owner capital, draws, outside funding, and repayment activity
• Traced multiple signed loans, repayments and rollovers; funding originally intended as ownership; an ownership buyout; and intercompany loan and equipment-rental activity
• Compared proposed loan and equity arrangements, including ownership percentage, voting rights, dividend treatment, repayment terms, and buyout provisions
• Built the support needed to classify debt, equity, owner activity, and transfers correctly and keep them separated going forward

Publishing & media · Multi-year engagement

Books, Business Returns and Owner Tax Work Brought Back Together

A multi-year QuickBooks and tax engagement connects the S corporation’s accounting with the owner’s individual filings instead of treating each return as a disconnected project.

• Reconstructed and corrected 2022–2025 books, income, expenses, and balance-sheet activity
• Reviewed vehicle basis and depreciation, home-office costs, accountable-plan items, distributions, payroll, health insurance, and shareholder reporting
• Prepared business, individual, and state tax work, including amendment support where prior returns did not match the corrected books
• Prepared penalty-abatement requests and worked through rejected e-files, paper-filing requirements, and prior-year notices

Virtual e-commerce, custom apparel & printing

Nexus, Sales Tax, Payroll and Vendor Compliance

For a virtual e-commerce company selling across state lines, I manage registrations and filings based on where the business actually has nexus while cleaning up accounts that do not match its operations.

• Reviewed physical and economic nexus by state and coordinated Secretary of State, tax, and payroll registrations around the company’s actual activity
• Organized the sales-tax return calendar for jurisdictions where filing is required
• Prepared recurring sales-tax returns and corrected or closed registrations the company did not need, including a transient-vendor license in a state where it did not make in-person sales
• California, Missouri, Washington, and Kansas payroll-account registration and filing work
• Ohio filing-frequency corrections and review of notices from West Virginia, Texas, North Carolina, and Nebraska
• Late or missing quarterly filings, W-2s, 1099s, unemployment returns, account closures, and payment-plan requests
• Penalty-abatement requests where filings were missed by a prior payroll provider
• SAM.gov registration, UEI and CAGE support, and NAICS/PSC classification for government opportunities
• Institutional and university vendor onboarding, collegiate licensing requirements, and insurance certificate or endorsement coordination

Church & nonprofit

Clean Books, Fund Tracking and Bookkeeper Training

• Reviewed duplicate QuickBooks companies and created a controlled path forward
• Redesigned the chart of accounts and class, fund, and grant tracking
• Replaced paper-only tracking with an accessible digital process
• Trained the internal bookkeeper and established safeguards for reconciled activity
• Built monthly board reporting and repeatable accounting procedures

Transportation & logistics

Live QuickBooks Training in the Client’s Own Books

• Worked through real transactions rather than a sample company
• Explained loan principal and interest, ACH fees, owner contributions, and liability corrections
• Built bank rules and repeatable entry processes while teaching the accounting concepts behind them
• Provided focused sessions with follow-up review as the client took control of the file

Startup e-commerce manufacturing

QuickBooks and an Inventory System Built from the Beginning

Set up a startup’s QuickBooks structure and created a practical inventory and costing system before production volume made the missing processes harder to repair.

• Customized the chart of accounts and e-commerce clearing workflow to separate product sales, shipping income, sales tax, processor fees, refunds, discounts, and final deposits
• Established bank-feed, opening-balance, payroll, sales-tax, and month-end foundations for the new QuickBooks file
• Tracked raw-material receipts by supplier and batch, on-hand ounces, cost per ounce, and raw-material value
• Calculated blend recipes from ingredient weights, batch yield, and bag size to produce cost per batch, cost per ounce, and cost per bag
• Valued partially completed batches using stage and percentage of completion
• Calculated finished-goods value and estimated margin from batch output, packaging, bags on hand, and selling price
• Tracked units sold, shipping cost, shipping COGS, and margin after free-shipping costs
• Built a month-end dashboard showing raw materials, WIP, finished goods, packaging, total inventory, prior-period change, and the entries supporting each QuickBooks inventory account

Real estate & owner-operated businesses

No Reliable Books to Filed Returns

Reconstructed multiple years from bank statements, receipts, and source documents; corrected depreciation and business-use treatment; produced financials and completed back-tax work.

Across industries

Diagnostics and Accounting Detective Work

Traced balances that would not tie, duplicate activity, unsupported adjustments, broken software integrations, payroll discrepancies, and tax-return differences back to their source—then documented the correction and the process needed to keep it right.